As a community bank you get personal attention from bankers
you know and trust. Our experienced staff can provide you
with the information you need to make informed decisions to
meet your financial needs. Our products and services are designed
with your business in mind and our plans are custom tailored
to your individual business.
Certificates of Deposit
Merchant Program/Credit Card
Health Savings Accounts
AgriPlan and BizPlan
Term and Key Employee Insurance
- No service charges if the average daily balance
for the statement period is $200 or more
- Check images returned free of charge
with Safekeeping no check images returned
- No average or minimum balance requirement
- No service or per check charges regardless of balance
Electronic Transfer Account Protection
from loans available.
No NSF Fees for checks deposited
by you from your customers that are NSF.
If you do not need access to your savings right away, and you
want a higher return on your money, you may consider a Certificate
of Deposit. (CD)
- Varied terms - 3 month, 6 month, 12 month, 18 month, 24 month, 30
month, 3 years,
or 4 years
- Most offer choice of automatically renewable or non-renewable
and choice of interest payment - quarterly or at maturity
- Interest may be added to the CD, paid by check, or deposited
into another State Bank of Arcadia account
- One time interest bump-up feature available on the 30
- Three time interest bump-up feature available on the
4 year CD
For more information please contact:
P. Pronschinske, Personal Banker
A. Kabus, Branch Supervisor
Invest excess business funds on a short-term basis.
- Money Market Account -
competitive rates and immediate access
- Regular Savings - can
be set up for daily electronic transfers of excess funds
Experienced lenders offering financing options to fit your
- Equipment Loans
- Working Capital
- Commerical Vehicles
- SBA & WHEDA Loans
are issued directly by us - you're always dealing with friendly
professionals you already know and trust, and are recognized
by thousands of stores, banks, restaurants, and airlines world-wide.
Click here for 24 hour on-line customer service. Current State
Bank of Arcadia cardholders enjoy 24 hour online service at
|Merchant Program/Credit Cards
MC/VISA Merchant Program
With our MC/VISA merchant program, you can have the
capability of accepting MasterCard and VISA cards as payment
for goods and services.
A variety of retirement programs designed for business owners
- whether a sole proprietorship, partnership, limited liability
company or corporation.
A HSA-compatible high deductible health plan (HDHP) is an affordable approach to health care for many
employers and self-employed individuals. HDHPs have higher deductibles and out-of-pocket expense
limits than traditional health plans, but they cost less. A HDHP is obtained through your insurance company. HSAs, available at the State Bank of Arcadia, enable employees to pay for current health
expenses and save for future expenses on a tax free basis.
is an employee benefit program that has been serving self-employed
farmers and small business owners since 1986. By utilizing
Internal Revenue Code Section 105, AgriPlan/BizPlan allows
qualifying business owners to deduct 100% of family health
insurance premiums as well as medical, dental and vision care
expenses not covered by insurance. This plan will reduce your
Federal Income Taxes, FICA taxes and State Taxes.
|Term and Key Employee Insurance
The primary purpose of life insurance is to provide for dependents
at the death of a primary wage earner by paying for everyday
needs, the home mortgage, or education of family members.
It can also be used for business continuation issues if you
own a small business.
For more information please contact:
Bruce A. Salzmann , Executive Vice President NMLSR # 508220
Keith V. Witte , Vice President NMLSR # 509053
Kurt C. Johnson , Senior Vice President NMLSR # 439991
Paul R. Lorenz , Senior Vice President NMLSR # 440080
INSURED BY ANY FEDERAL GOVERNMENT AGENCY
GUARANTEED BY THE BANK
TO A DECREASE IN VALUE