About Us Community Spot Light On Senior Services
Personal Banking
Business Banking
Online Banking
Loans
Investments
Calculators

Plan ahead for Holiday expenses...start a Christmas Club Account!



Health Savings Accounts
Regular Savings
Plan Ahead Savings
Cool Cash Kid's Club Savings
Christmas Club/Vacation Club Savings
Insured Money Market
Indexed Money Market
Certificates of Deposit
Contact / More Information


 


Health Savings Accounts
A Health Savings Account (HSA) is a tax-advantaged savings account available to individuals who are enrolled in a High Deductible Health Plan (HDHP). HSAs enable you to pay for current health expenses and save for future medical expenses on a tax free basis.

<< BACK TO TOP  

Regular Savings
The regular savings account is designed for individuals just beginning to save or who want their money available without penalties.
  • No minimum balance and no maintenance fees
  • ATM card

    HOW TRANSACTIONS ON THIS ACCOUNT ARE LIMITED: You may not make more than six (6) transfers and withdrawals from your account per month by means of a preauthorized or automatic transfer or telephone (including data transmission) agreement, order or instruction or by check, draft, debit card or similar order payable to third parties.

<< BACK TO TOP  

Plan Ahead Savings
The plan ahead savings account is designed for individuals who are able to make regular deposits, have limited withdrawals, and want a better interest rate than regular savings.
  • No minimum balance and no monthly maintenance fees
  • Withdrawals are limited to three per calendar year. If more than three withdrawals are made, there will be a 2% penalty on the amount withdrawn.
  • Must make "regular deposits". Regular means, weekly, bi-weekly, monthly or yearly
<< BACK TO TOP  

Cool Cash Kid's Club Savings

A savings account that offers special benefits for children.

  • Students K-12 can receive $2 for every B average or better school report card, or $1 for every C average school report card
  • No minimum balance and no maintenance fees
  • Unlimited withdrawals
<< BACK TO TOP  

Christmas Club/Vacation Club Savings

An account that allows you to save on a regular basis for Christmas, a vacation, or anything else conveniently by payroll deduction, automatically from another account here, or in-person deposits.

  • No minimum balance and no maintenance fees
  • Principal and interest is paid in November for Christmas Club and in May for Vacation Club
<< BACK TO TOP  

Insured Money Market

For someone who has a little more money and wants a better rate, but still wants a good amount of liquidity.

  • Minimum balance required is $1000
  • Limited check writing is allowed

    HOW TRANSACTIONS ON THIS ACCOUNT ARE LIMITED: You may not make more than six (6) transfers and withdrawals from your account per month by means of a preauthorized or automatic transfer or telephone (including data transmission) agreement, order or instruction or by check, draft, debit card or similar order payable to third parties.

<< BACK TO TOP  

Indexed Money Market

For someone who has a larger dollar amount to deposit and wants a little higher rate than the insured money market, but still with a good amount of liquidity.

  • Minimum balance required to open account is $20,000
  • Limited check writing is allowed

    HOW TRANSACTIONS ON THIS ACCOUNT ARE LIMITED: You may not make more than six (6) transfers and withdrawals from your account per month by means of a preauthorized or automatic transfer or telephone (including data transmission) agreement, order or instruction or by check, draft, debit card or similar order payable to third parties.
<< BACK TO TOP  

Certificates of Deposit
If you do not need access to your savings right away, and you want a higher return on your money, you may consider a Certificate of Deposit. (CD)
  • Varied terms - 3 month, 6 month, 12 month, 18 month, 24 month, 30 month, 3 years,
    or 4 years
  • Most offer choice of automatically renewable or non-renewable and choice of interest payment - quarterly or at maturity
  • Interest may be added to the CD, paid by check, or deposited into another State Bank of Arcadia account.
  • One time interest bump-up feature available on the 30 month CD
  • Three time interest bump-up feature available on the 4 year CD
<< BACK TO TOP

Contact / More Information

For more information please contact:

Kay M. Pronschinske, Personal Banker
Kristine A. Kabus, Personal Banker
Cyndi McKernan, Personal Banker
Renee Schank, Personal Banker

<< BACK TO TOP


Member FDIC

State Bank of Arcadia
Phone: (608) 323.3331 — Fax: (608) 323.3110

Privacy PolicyTerms of Use

Home Personal BankingBusiness Banking
Online BankingLoansInvestmentsCalculators
About UsCommunitySpot Light OnSenior Services


Equal Housing
Lender
Notice: The bank is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. The portal features are being provided by an outside source - The bank is not responsible for the content.Please contact us with any concerns or comments.
Powered by ProfitStars