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Rev. 01/2011

FACTS WHAT DOES STATE BANK OF ARCADIA DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Account Transactions
  • Payment History and Checking Account Information
  • Overdraft History and Account Balances

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons State Bank of Arcadia chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does State Bank of Arcadia share? Can you limit this sharing?
For our everyday business purposes–
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
 
Yes No
For our marketing purposes–
to offer our products and services to you
Yes No
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes–
information about your transactions and experiences
No We don't share
For our affiliates' everyday business purposes–
information about your creditworthiness
No We don't share
For nonaffiliates to market to you No We don't share
Questions? Call (608)323-3331 or go to www.rkdbank.com

Who we are
Who is providing this notice? State Bank of Arcadia
131 W. Main St.
P.O. Box 307
Arcadia, WI 54612-0307

What we do
How does State Bank of Arcadia protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does State Bank of Arcadia collect my personal information?

We collect your personal information, for example, when you

  • Open an account or Give us your contact information
  • Apply for a loan or Show your driver's license
  • Show your government-issued ID
Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes–information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you


State laws and individual companies may give you additional rights to limit sharing.


Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • State Bank of Arcadia has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • State Bank of Arcadia does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • State Bank of Arcadia doesn't jointly market.

Other important information
 



Member FDIC

State Bank of Arcadia
Phone: (608) 323.3331 — Fax: (608) 323.3110

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